How to Select Best Mutual Fund for My Goal
From confusion to clarity — in one session.
Learn how to pick the right mutual fund based on your goals, risk appetite, and time horizon — in a simple, practical way.
12th April, 11 AM - 1 PM
Malda, West Bengal
Our Past Workshops
Past Workshop Locations – Secure Your Spot Today!
We were thrilled to bring our expert-led workshops to cities near you! Whether attendees were just beginning their investment journey or looking to deepen their financial knowledge, these past sessions were designed to empower people with practical insights.
Raiganj
Siliguri
Kolkata
What will you Learn in 2 Hours?
00 mins – 12 mins
Analyze Yourself
Understanding your risk appetite and money habits is the foundation of wise investing. Being clear about your financial goals is the first and most crucial step before making any investment decision.
12 mins – 24 mins
Choosing the Right Scheme
It’s essential to match the type of mutual fund with the duration of your financial goal—short, medium, or long-term. Familiarize yourself with the different categories like equity, debt, and hybrid funds, and make informed choices rather than being influenced solely by past performance.
24 mins – 36 mins
Asset Allocation Strategy
A well-diversified portfolio across different asset classes helps manage risk effectively. Balancing your investments between equity and debt based on your goals and risk appetite is crucial. Regular annual rebalancing ensures your portfolio stays aligned with your financial plan.
36 mins – 48 mins
Risk vs Return
Higher returns are typically accompanied by higher risks. It’s important to understand your comfort level during periods of market volatility and select funds that align with your personal risk profile.
48 mins – 60 mins
Downside Protection
To ensure portfolio stability, consider investing in balanced or conservative funds. Diversify your investments and review your portfolio regularly to stay on track. Avoid making emotional decisions during market downturns.
60 mins – 72 mins
SIP vs Lumpsum
Systematic Investment Plans (SIPs) allow disciplined monthly investing and benefit from rupee cost averaging. Lumpsum investments are more suitable during market dips or when you have idle funds available. Knowing when to use each approach can enhance your investment outcomes.
72 mins – 84 mins
Tax Implications
Equity mutual funds attract a 10% Long-Term Capital Gains (LTCG) tax on gains exceeding ₹1 lakh per year. Debt funds are now taxed as per your income slab, as the indexation benefit after three years has been removed. Investments in ELSS (Equity Linked Saving Scheme) offer tax benefits under Section 80C up to ₹1.5 lakh.
84 mins – 96 mins
Post Planning Actions
Once invested, it’s important to track your goals and review fund performance annually. Revisit your asset allocation and rebalance when needed. Keep learning and staying updated to make better financial decisions over time.
96 mins – 108 mins
SIP for Comfortable Retirement
SIPs leverage the power of compounding and can help create significant long-term wealth. Even small investments grow substantially over 15–25 years. SIP truly stands for Simple, Intelligent, and Powerful investing.
108 mins – 120 mins
Mindset & Discipline
Successful investing requires staying invested even during volatile times. Avoid making decisions driven by panic or greed. The keys to wealth creation are consistency, discipline, and patience.
Free Workshop
Hear It from Our Attendees
Bikram Pramanik
Medical Representative
Bapan Paul
Businessman
MD T. Hussain
Teacher
If you are thinking
Why Sujat Ali?
Because you deserve guidance — not sales talk.
With 18+ years in the financial world, Sujat Ali has helped thousands break free from financial confusion and take control with clarity and confidence.
What We Believe
Financial freedom isn’t a luxury,
– it’s your right.
What stops most people?
1Lack of knowledge.
2Fear of risk.
3Emotional decisions.
We’re here to break those barriers.
What We’re Solving
This program is your shift from:
| ❌ Blind investing | ✅ Smart, goal-based planning |
| ❌ Doubt & delay | ✅ Confidence & action |
| ❌ Chaos | ✅ A clear financial roadmap |
Our Vision
To become India's most trusted hybrid financial wellness platform-reaching 1 Lakh households by 2030
FAQs
This is a free physical knowledge-sharing program that teaches you how to select mutual funds that are right for your goals, time horizon, and risk profile — in a simple, practical way. No theory. No jargon. Just clear insights you can apply immediately.
No. We do not sell any course or push products. The program is purely educational. We may follow up with you only if you are interested in further guidance — but there is no obligation or pressure to invest.
You get:
- A free physical group session
- Plus a 1:1 session (30 minutes) to discuss your personal goals
- No fees. No hidden charges.
- How mutual funds work
- How to evaluate them
- How to avoid common
- investment mistakes
- How to align your investment with your financial goals
- And how to use our app to invest simply and quickly
Along with the group session, you can also schedule a free 30-minute 1:1 session with our team. This gives you personalized attention to discuss your own financial goals and clarify doubts.
No. We do not sell any course or training program. We only offer regular mutual fund solutions after helping you understand your needs — only if you are interested. Even then, there is no pressure to invest.
We only distribute regular mutual funds registered with SEBI. We do not promote direct plans, NFOs (New Fund Offers), or high-commission products. Our goal is long-term wealth creation for clients — not short-term selling.
Yes, we may contact you once to understand your feedback or continue the conversation if you’re open to it. Again, there’s no pressure — it’s just to support you in your financial journey.
No prior knowledge is required. This session is specially designed for beginners and people who are confused about mutual fund options.
Simply fill the registration form on our landing page. You will receive confirmation and location details via call or WhatsApp. Just bring your curiosity — we’ll handle the rest!
Yes. We value your privacy. Your information is securely stored in our Zoho CRM system. We use industry-standard encryption and security practices to ensure your data remains protected at all times. Zoho CRM is a trusted platform that helps us manage workshop registrations efficiently and safely.
Still Not Convinced?
Go to my Youtube
Search for #Sujat Ali and/or #NiveshKaPehlaKadam
And voila! You’ll have more than enough proof of what this workshop can do for you!
Headquarter
SLS Tower, 15th floor, GP Block, Sector 5, Bidhan Nagar, kolkata 700091
Disclaimer
The information shared in this mutual fund and personal finance awareness workshop—whether conducted physically or online—is intended purely for educational and awareness purposes. It should not be considered as investment advice. For any personalized investment guidance, please consult a SEBI-registered Investment Advisor (RIA).
₹0 ₹ 999
Sun, 12th April, 11 AM